Drs. Grant and Conger
602 Main Street, Dalton, GA 30720

What’s the difference between dental insurance and dental savings plans?

Whats-the-difference-between-dental-insurance-and-dental-savings-plans

 

You know how expensive dental care can be, and you want to keep your mouth healthy without breaking the bank. With this in mind, it seems as though dental insurance, which, for adults, is not covered under the Affordable Care Act or Medicare, is a must.

However, dental insurance may not be the best way to save money on dental care. A dental savings plan, which you can sign up for independently or with your family, might be the best way to find affordable dental care.

What is a dental savings plan?
With dental insurance, you pay a set amount each month and know that every time you visit the dentist, your care is either partially or completely paid for by insurance. With a dental savings plan, you pay a sign-up fee, then a discounted rate each time you visit the dentist. For example, one dental savings plan, DentRite, costs $30 for an individual to sign up and $50 for a family. Each cleaning costs only $10, which means a single adult who signs up for this plan might only pay $50 a year for healthy teeth and gums. Other procedures, such as an emergency exam, X-rays, and preventative care like sealants and topical fluoride only cost between $10 and $30. To renew the plan each year, you pay just $25 as an individual or $40 as a family.

Am I a good candidate for a dental savings plan?
The true value of a dental savings plan depends on your oral health. If you are generally healthy and only need cleanings each year, a dental savings plan could offer you significant savings. Forbes Magazine recommends it for seniors who have retired, since it is likely less expensive than individual dental insurance (not part of a company’s plan). This type of plan might also be good for single individuals or those with young children who will likely be in good dental health.

What should a dental savings plan cover?
When examining a dental savings plan over regular dental insurance, look to see which procedures and services are covered. For example, a dental savings plan should cover all exams and diagnoses, cleanings, fillings, crowns, and oral surgery. Some plans might offer a discount on more specialized procedures like implants and gum disease care.

Read What Our Patients Say
Patient Reviews
Everyone was friendly and showed interest that we were taken care of with least amount of pain possible. Best trip to a dentist ever!
Cody H.
Great service and great people. Very prompt.
Casey B.
I have been going to Dr. Grant for years with my family and always received warm hospitality. The people here do exceptionally well work. The staff is very kind and willing to help you any way they […]
Coty B.
Great oral care
Sally P.
Very professional service. A job well done!
Randall J.
Got an appointment to see the dentist the next day which is great and everyone treated me well.
Ricardo B.
The staff is always so caring and concerned about how I’m doing during any of my dental work. Everyone there goes above and beyond to create a wonderful atmosphere! I wouldn’t want to go anywhere […]
Lauren F.
I was blown away by the personal attention I received at my dental visit. I was shown care and compassion during a very difficult time
Pamelia C.
Cleaning
English K.
Good and friendly service
Kevin C.
My experience was very pleasant and the dental assistant very kind.The doctor was very nice and kind and didn’t make me feel bad for the length of time since I had been to a dentist.He fixed the […]
Charlotte B.
You guys are awesome. Make people feel comfortable
Linnea L.
Dr. Grant is a great dentist! The women up front are always so helpful!!
Chris W.
The dental hygienist was really sweet and knowledgeable and she did comfort measures that I’ve never seen before like a blanket to keep warm and sunglasses so I’m not blinded by the lamp. Also […]
Jessica H.
I love Dr. Grant and his amazing staff. Of all the doctors I’ve ever been to I prefer my dentist. I can not thank them enough for my smile :)
David M.
Have went to this office, since I was a small child. Loved Dr. Conger & Dr. Owen is a great fit to carry on with great care of your teeth!
Tisha W.
Great service and friendly a atmosphere. The staff are great
Heather H.
Nice environment
Lance T.
Great dentist and staff.
James T.
Dr. Grant/Conger has served my family for over 20 years.
Kimberly O.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:00 AM - 5:00 PM
  • Tuesday 8:00 AM - 5:00 PM
  • Wednesday 8:00 AM - 5:00 PM
  • Thursday 8:00 AM - 5:00 PM
  • Friday 8:00 AM - 2:00 PM
  • Saturday Closed
  • Sunday Closed
Get in touch:
  • Phone: (706) 847-4165
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