Drs. Grant and Conger
602 Main Street, Dalton, GA 30720

What’s the difference between dental insurance and dental savings plans?

Whats-the-difference-between-dental-insurance-and-dental-savings-plans

 

You know how expensive dental care can be, and you want to keep your mouth healthy without breaking the bank. With this in mind, it seems as though dental insurance, which, for adults, is not covered under the Affordable Care Act or Medicare, is a must.

However, dental insurance may not be the best way to save money on dental care. A dental savings plan, which you can sign up for independently or with your family, might be the best way to find affordable dental care.

What is a dental savings plan?
With dental insurance, you pay a set amount each month and know that every time you visit the dentist, your care is either partially or completely paid for by insurance. With a dental savings plan, you pay a sign-up fee, then a discounted rate each time you visit the dentist. For example, one dental savings plan, DentRite, costs $30 for an individual to sign up and $50 for a family. Each cleaning costs only $10, which means a single adult who signs up for this plan might only pay $50 a year for healthy teeth and gums. Other procedures, such as an emergency exam, X-rays, and preventative care like sealants and topical fluoride only cost between $10 and $30. To renew the plan each year, you pay just $25 as an individual or $40 as a family.

Am I a good candidate for a dental savings plan?
The true value of a dental savings plan depends on your oral health. If you are generally healthy and only need cleanings each year, a dental savings plan could offer you significant savings. Forbes Magazine recommends it for seniors who have retired, since it is likely less expensive than individual dental insurance (not part of a company’s plan). This type of plan might also be good for single individuals or those with young children who will likely be in good dental health.

What should a dental savings plan cover?
When examining a dental savings plan over regular dental insurance, look to see which procedures and services are covered. For example, a dental savings plan should cover all exams and diagnoses, cleanings, fillings, crowns, and oral surgery. Some plans might offer a discount on more specialized procedures like implants and gum disease care.

Read What Our Patients Say
Patient Reviews
Everyone was friendly and showed interest that we were taken care of with least amount of pain possible. Best trip to a dentist ever!
Cody H.
I was blown away by the personal attention I received at my dental visit. I was shown care and compassion during a very difficult time
Pamelia C.
I was great for me in and out!!!
Lisa V.
Dr. Grant and Dr. Roush are wonderful. Had to have a root canal and crown and they did a great job. I was terrified of root canal and Dr. Roush was fabulous.
Jacqueline M.
Dr. is the best dentist in Dalton!
Cathy L.
I recently started going to their office as I’m in need of a lot of work, and I have never had such pleasant experience with a dentist. Dr. Rouche and his assistant Isabel are the best, both are […]
Alejandra D.
Everyone is nice and understanding of my fears about needles.
Cody H.
Great experience, office staff and clinical staff all great!
Britany P.
Friendly, knowledgeable staff and caring dentists. Short wait times.
Connie P.
Very skillful staff and professional office environment. I would have liked for a few more moments with the dentist.
Colt S.
Great staff and service. We have been coming here for over 30 years. Thanks for taking care of us over the years!
Mary S.
I have gone to this office since 1993. I Love them. Friendly, helpful and caring.
Tammy C.
All of the staff was very nice and helpful. Doctor Owens was very professional and dose very good work
Ralph G.
My experience was very pleasant and the dental assistant very kind.The doctor was very nice and kind and didn’t make me feel bad for the length of time since I had been to a dentist.He fixed the […]
Charlotte B.
Everyone is kind and respectful! I also love that they are time efficient.
Kayla C.
You guys are awesome. Make people feel comfortable
Linnea L.
Staff is very friendly as well as professional.
Jerry F.
Excellent customer service, excellent dental care.
Jerry F.
I love the friendly and professional service I receive. I choose these professionals with all my dental needs. Especially Stasia and Velvet!!
James C.
All of the staff is very friendly. I love Dr. Grant he is the best. Offering Dentrite is also a big reasonI, When I retired, I lost dental insurance when I left my job. My hygienist mentioned […]
Barbara J.
We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:00 AM - 5:00 PM
  • Tuesday 8:00 AM - 5:00 PM
  • Wednesday 8:00 AM - 5:00 PM
  • Thursday 8:00 AM - 5:00 PM
  • Friday 8:00 AM - 2:00 PM
  • Saturday Closed
  • Sunday Closed
Get in touch:
  • Phone: (706) 847-4165
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