Drs. Grant and Conger
602 Main Street, Dalton, GA 30720

What’s the difference between dental insurance and dental savings plans?

Whats-the-difference-between-dental-insurance-and-dental-savings-plans

 

You know how expensive dental care can be, and you want to keep your mouth healthy without breaking the bank. With this in mind, it seems as though dental insurance, which, for adults, is not covered under the Affordable Care Act or Medicare, is a must.

However, dental insurance may not be the best way to save money on dental care. A dental savings plan, which you can sign up for independently or with your family, might be the best way to find affordable dental care.

What is a dental savings plan?
With dental insurance, you pay a set amount each month and know that every time you visit the dentist, your care is either partially or completely paid for by insurance. With a dental savings plan, you pay a sign-up fee, then a discounted rate each time you visit the dentist. For example, one dental savings plan, DentRite, costs $30 for an individual to sign up and $50 for a family. Each cleaning costs only $10, which means a single adult who signs up for this plan might only pay $50 a year for healthy teeth and gums. Other procedures, such as an emergency exam, X-rays, and preventative care like sealants and topical fluoride only cost between $10 and $30. To renew the plan each year, you pay just $25 as an individual or $40 as a family.

Am I a good candidate for a dental savings plan?
The true value of a dental savings plan depends on your oral health. If you are generally healthy and only need cleanings each year, a dental savings plan could offer you significant savings. Forbes Magazine recommends it for seniors who have retired, since it is likely less expensive than individual dental insurance (not part of a company’s plan). This type of plan might also be good for single individuals or those with young children who will likely be in good dental health.

What should a dental savings plan cover?
When examining a dental savings plan over regular dental insurance, look to see which procedures and services are covered. For example, a dental savings plan should cover all exams and diagnoses, cleanings, fillings, crowns, and oral surgery. Some plans might offer a discount on more specialized procedures like implants and gum disease care.

Read What Our Patients Say
Patient Reviews
Always receive great service at this dentist. Friendly and helpful staff!
Rosanna P.
I love Dr. Grant and his amazing staff. Of all the doctors I’ve ever been to I prefer my dentist. I can not thank them enough for my smile :)
David M.
All of the staff is very friendly. I love Dr. Grant he is the best. Offering Dentrite is also a big reasonI, When I retired, I lost dental insurance when I left my job. My hygienist mentioned […]
Barbara J.
I have been going to Dr. Grant for years with my family and always received warm hospitality. The people here do exceptionally well work. The staff is very kind and willing to help you any way they […]
Coty B.
Helped with the prices! Good cleaning and good filling! Appreciated the willingness to help and hospitality of the group here!
Nick P.
Because when you come to the office you are treated like family not just a patient. All employees are very friendly and caring.
Paul L.
I was blown away by the personal attention I received at my dental visit. I was shown care and compassion during a very difficult time
Pamelia C.
The staff is always so caring and concerned about how I’m doing during any of my dental work. Everyone there goes above and beyond to create a wonderful atmosphere! I wouldn’t want to go anywhere […]
Lauren F.
Dr. is the best dentist in Dalton!
Cathy L.
Very genuine and friendly. Also I felt like I was at home and relaxed among friends or family. The dental assistants along with the others that worked there were exceptional. I would recommend anyone […]
Zachary R.
Got in the same day I made my appointment and that was very helpful to me because I never know when taking off from my job is a good time.
Mac W.
Tina and Dr. Grant were professional and supportive. Tina was most considerate of my sensitive teeth and made the experience very pleasant. She also gave me ideas on how to make my sensitivity less.
Shirley D.
Great service and great people. Very prompt.
Casey B.
My experience was very pleasant and the dental assistant very kind.The doctor was very nice and kind and didn’t make me feel bad for the length of time since I had been to a dentist.He fixed the […]
Charlotte B.
I wouldn’t go any place else .everyone does great job
Beverly C.
I have been a patient at Dr. Grant’s since 1976 and have always had great work on my teeth there and Dr. Grant and staff are wonderful and friendly always to me and my family who also are patients […]
Peggy C.
Dr. Owens is great!
Alejandra G.
Great experience, office staff and clinical staff all great!
Britany P.
Friendliness. Personal care and attention.
Cynthia W.
I have been going to Dr. Grant’s office for as long as I can remember. Excellent service and I love the ladies up front!
Cher K.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:00 AM - 5:00 PM
  • Tuesday 8:00 AM - 5:00 PM
  • Wednesday 8:00 AM - 5:00 PM
  • Thursday 8:00 AM - 5:00 PM
  • Friday 8:00 AM - 2:00 PM
  • Saturday Closed
  • Sunday Closed
Get in touch:
  • Phone: (706) 847-4165
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