Drs. Grant and Conger
602 Main Street, Dalton, GA 30720

What’s the difference between dental insurance and dental savings plans?

Whats-the-difference-between-dental-insurance-and-dental-savings-plans

 

You know how expensive dental care can be, and you want to keep your mouth healthy without breaking the bank. With this in mind, it seems as though dental insurance, which, for adults, is not covered under the Affordable Care Act or Medicare, is a must.

However, dental insurance may not be the best way to save money on dental care. A dental savings plan, which you can sign up for independently or with your family, might be the best way to find affordable dental care.

What is a dental savings plan?
With dental insurance, you pay a set amount each month and know that every time you visit the dentist, your care is either partially or completely paid for by insurance. With a dental savings plan, you pay a sign-up fee, then a discounted rate each time you visit the dentist. For example, one dental savings plan, DentRite, costs $30 for an individual to sign up and $50 for a family. Each cleaning costs only $10, which means a single adult who signs up for this plan might only pay $50 a year for healthy teeth and gums. Other procedures, such as an emergency exam, X-rays, and preventative care like sealants and topical fluoride only cost between $10 and $30. To renew the plan each year, you pay just $25 as an individual or $40 as a family.

Am I a good candidate for a dental savings plan?
The true value of a dental savings plan depends on your oral health. If you are generally healthy and only need cleanings each year, a dental savings plan could offer you significant savings. Forbes Magazine recommends it for seniors who have retired, since it is likely less expensive than individual dental insurance (not part of a company’s plan). This type of plan might also be good for single individuals or those with young children who will likely be in good dental health.

What should a dental savings plan cover?
When examining a dental savings plan over regular dental insurance, look to see which procedures and services are covered. For example, a dental savings plan should cover all exams and diagnoses, cleanings, fillings, crowns, and oral surgery. Some plans might offer a discount on more specialized procedures like implants and gum disease care.

Read What Our Patients Say
Patient Reviews
Great staff and service. We have been coming here for over 30 years. Thanks for taking care of us over the years!
Mary S.
The staff is so friendly. They try to find every way possible to help you.
Michael J.
My experience was very pleasant and the dental assistant very kind.The doctor was very nice and kind and didn’t make me feel bad for the length of time since I had been to a dentist.He fixed […]
Charlotte B.
Office staff, assistants, and Dr. Rausch are all courteous and take time out of their day to check on patients.
Brittany R.
Awesome
Justin W.
All of the staff is very friendly. I love Dr. Grant he is the best. Offering Dentrite is also a big reasonI, When I retired, I lost dental insurance when I left my job. My hygienist mentioned […]
Barbara J.
Standard of care, attentiveness, friendliness.
Npcarl G.
Dr. Grant/Conger has served my family for over 20 years.
Kimberly O.
Everyone is kind and respectful! I also love that they are time efficient.
Kayla C.
I love Dr. Grant and his amazing staff. Of all the doctors I’ve ever been to I prefer my dentist. I can not thank them enough for my smile :)
David M.
Very professional service. A job well done!
Randall J.
I feel everyone treats you so friendly and does a great and professional job.
Holly A.
Dr. Rausch is so patient when your terrified of dentist. All the staff is caring.
Rhonda S.
Very friendly and helpful
Paul S.
Friendly staff and excellent service.
Heather H.
I had forgotten my appointment and they called me. They graciously agreed to let me hurry there and keep my appointment. Also, Melissa is always very thorough and nice. Dr. Grant came by and checked […]
Gail C.
Great folks at this practice! They are very caring and attentive. I’ve gone there for almost 40 years!
Lori M.
Been coming here for years and I love everyone.
Shelah S.
Very caring personal care. I really like Dr Owen.
James S.
I have been going to Dr. Grant for years with my family and always received warm hospitality. The people here do exceptionally well work. The staff is very kind and willing to help you any way they […]
Coty B.
We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

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Office Hours
  • Monday 8:00 AM - 5:00 PM
  • Tuesday 8:00 AM - 5:00 PM
  • Wednesday 8:00 AM - 5:00 PM
  • Thursday 8:00 AM - 5:00 PM
  • Friday 8:00 AM - 2:00 PM
  • Saturday Closed
  • Sunday Closed
Get in touch:
  • Phone: (706) 847-4165
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