Drs. Grant and Conger
602 Main Street, Dalton, GA 30720

What’s the difference between dental insurance and dental savings plans?

Whats-the-difference-between-dental-insurance-and-dental-savings-plans

 

You know how expensive dental care can be, and you want to keep your mouth healthy without breaking the bank. With this in mind, it seems as though dental insurance, which, for adults, is not covered under the Affordable Care Act or Medicare, is a must.

However, dental insurance may not be the best way to save money on dental care. A dental savings plan, which you can sign up for independently or with your family, might be the best way to find affordable dental care.

What is a dental savings plan?
With dental insurance, you pay a set amount each month and know that every time you visit the dentist, your care is either partially or completely paid for by insurance. With a dental savings plan, you pay a sign-up fee, then a discounted rate each time you visit the dentist. For example, one dental savings plan, DentRite, costs $30 for an individual to sign up and $50 for a family. Each cleaning costs only $10, which means a single adult who signs up for this plan might only pay $50 a year for healthy teeth and gums. Other procedures, such as an emergency exam, X-rays, and preventative care like sealants and topical fluoride only cost between $10 and $30. To renew the plan each year, you pay just $25 as an individual or $40 as a family.

Am I a good candidate for a dental savings plan?
The true value of a dental savings plan depends on your oral health. If you are generally healthy and only need cleanings each year, a dental savings plan could offer you significant savings. Forbes Magazine recommends it for seniors who have retired, since it is likely less expensive than individual dental insurance (not part of a company’s plan). This type of plan might also be good for single individuals or those with young children who will likely be in good dental health.

What should a dental savings plan cover?
When examining a dental savings plan over regular dental insurance, look to see which procedures and services are covered. For example, a dental savings plan should cover all exams and diagnoses, cleanings, fillings, crowns, and oral surgery. Some plans might offer a discount on more specialized procedures like implants and gum disease care.

Read What Our Patients Say
Patient Reviews
The dental hygienist was very good and thorough to look at everything. She did not hurt my gums. I really liked Sarah cleaning my teeth.
Sheila Y.
Great folks!
Tammy H.
My visit is always pleasant here. ALL the staff is very nice and professional. The office and waiting area are always clean
Sherie C.
Fantastic.
Nathan P.
Great safe. They are very sweet and easy to deal with. Dr.Grant is wonderful! He does an amazing job and is very gentle.
Samantha K.
Service was excellent. Great staff.
Curtis E.
Very happy with my visits, Susan does a very excellent job.
Charlotte H.
Friendly, professional service!
James B.
Everyone at your office is always so personable and compassionate! I always have a very positive experience when I come to your office. Thank you all […]
Mary W.
I saw Dr. Sammy Carden and his assistant, Jennifer, for a crown prep. All went very well.
David W.
The BEST dentist office in Dalton!!!!!!
Tommy K.
Sensitive and understanding. Took time to explain everything. Great experience with dr. Grant
Philip R.
staff friendly and informative
Chaz H.
The front office staff is very warm and welcoming. The dentist did an excellent job. I was not in any pain and felt very comfortable.
Kimberly B.
Very professional and on schedule!
Debra P.
The staff is excellent and they think about the patient .they try to take all the pain away with all procedures how ever they can help.
Jeffery S.
Always provides excellent care.
Holly B.
ALWAYS A GREAT EXPERIENCE .
Nathan H.
Pleasant and friendly staff. My kids were in and out with their cleaning.
Jordan S.
You guys were awesome.
Shayvon J.
Becky is an outstanding hygienist!
David W.
I had a great experience and everyone was so helpful!!
Tierra N.
Great dentist
Aracely M.
I have been going here for years, and Dr. Grant and his entire staff go out of their way to make your experience a great one. I wouldn't choose […]
Will P.
Very good service!!
Josalyn S.
Very nice! I thought my appointment was 30 later than it really was and they were so nice about it when I showed up they got me right in! Lady at […]
Amanda P.
Staff very professional and friendly. Highly recommend!
Stacy F.
Dr. Cardin gave a cowardly patient the best dental experience I have ever had, & that was with a root canal. The office provides a wonderful […]
Jennifer W.
Everyone is always so friendly -- feels a bit like home!!!
Donna F.
Very happy with the service, everyone is very friendly and helpful!!
Joan P.
Susan is the greatest and was very helpful with my dental hygiene.
Larry D.
Very Friendly staff!
Brenda L.
Very positive visit and received guidance on future discount for those without insurance
Rick J.
Love the staff here! Keep doing a great job!
Victoria C.
Very quick app. Courteous and professional.
Curtis E.
I would definately recommend dr. Grant and the staff beccause they are very friendly and a great group of people.
Jeffery S.
Everything in the office is clean and organized. Every time I have an appointment, I am met with a smile and treated with respect of my dental needs.
George H.
Very professional and helpul. Explained all the procedures which inabled me to make the right decision.
Richard L.
Friendly, professional, prompt, and thorough. Dr. Part and his staff are great! I recommend them to everyone!
Casey B.
Everyone was polite.
Kaitlind C.
Great staff and service. I couldn't be more pleased.
Allan P.
Very good with my nervous daughter
Ashley O.
I am not a fan of going to the dentist. At all! But, I felt incredibly comfortable at Grant & Conger DDS. Everyone was so nice and helpful!
Jill C.
I was taken back in a reasonable length of time and was seen by the dentist as quickly as I was numb enough to be worked on.
Joan H.
Excellent service, as always! Quickly in and out.
Casey B.
Fine careing and considerate people, Have used this practice for over 30 years.
James C.
Everyone was very courteous and professional, great atmosphere.
Floyd G.
Always well organized and professional. Staff is very friendly, knowledgable, and helpful. I enjoy each visit.
Brittney C.
Timely, professional and friendly.
Michael D.
Great and down to earth , skilled at what they do.
Edward S.
We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:00 AM - 5:00 PM
  • Tuesday 8:00 AM - 5:00 PM
  • Wednesday 8:00 AM - 5:00 PM
  • Thursday 8:00 AM - 5:00 PM
  • Friday 8:00 AM - 2:00 PM
  • Saturday Closed
  • Sunday Closed
Get in touch:
  • Phone: (706) 847-4165
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